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Trusted across Ghana

WhatsApp tools &
virtual cards for
every business.

Automate banking, voting, and sales on WhatsApp. Send bulk messages. Issue USD virtual cards — all built for Ghana.

Contact Us Explore products
50K+ messages/month
99.9% uptime
MTN · AirtelTigo · Telecel
Integrated with
MTN GhanaAirtelTigoTelecel GhanaMoMo PaymentsWhatsApp BusinessVisaMastercard MTN GhanaAirtelTigoTelecel GhanaMoMo PaymentsWhatsApp BusinessVisaMastercard
Our Platforms

Three platforms. One company.

Simple, powerful tools built around how Ghanaian businesses actually communicate and transact.

WhatsApp Bot
⭐ Most Popular
WhatsApp Bot

Banking, voting, and sales — fully automated inside WhatsApp. No app, no website required.

WhatsApp Banking
WhatsApp Voting
Data & Airtime Store
Open Partner Portal →
Bulk Sender
Messaging
WhatsApp Bulk Sender

Reach thousands at once. Upload contacts, personalise messages, attach media, track delivery live.

CSV upload & personalisation
Images, PDF & video support
Live delivery dashboard
Open SendPlus →
Virtual Cards
Payments
Virtual Cards

Instant USD virtual Visa cards for any Ghanaian. Shop globally — funded via MoMo.

Issued instantly via MoMo
Netflix, Amazon, Google Ads
Freeze & spend controls
Request a card →
WhatsApp Bot — What It Does

Three automations.
Zero apps needed.

Everything runs inside WhatsApp — the way every Ghanaian already communicates.

Bot Use Case 01
WhatsApp
Banking

Customers check balances, make transfers, and pull statements — entirely via WhatsApp chat. No bank app needed.

Balance enquiry
Fund transfers via MoMo
Mini statements & history
Set up Banking Bot →
Bot Use Case 02
WhatsApp
Voting

Run elections, polls, and surveys on WhatsApp. Voters reply with a number — results tallied instantly and securely.

School & org elections
Live polls & surveys
Real-time results dashboard
Set up Voting Bot →
Bot Use Case 03
Data & Airtime
Store

Customers pick a bundle, pay via MoMo, and receive data or airtime automatically. A full shop inside a chat.

MTN, AirtelTigo & Telecel
MoMo pay, instant delivery
Fully automated, 24/7
Set up Store Bot →
01
Designed for Ghana

Built around MoMo,
WhatsApp, and your network.

We built from scratch for MoMo wallets, local networks, and the way Ghanaians already communicate. Every payment, message, and transaction works exactly as expected.

Mobile money Ghana
02
For Developers

One API key.
Live in one afternoon.

Clean REST endpoints, complete documentation, code examples in multiple languages. Connect WhatsApp messaging, airtime, MoMo, or disbursements with zero infrastructure to manage.

Developer API
03
Human Support

Real Ghanaians.
Real answers.

WhatsApp or call 0256 721 397. Email op@cinivestsys.com. We built these products and understand exactly your challenges — we pick up and we fix things fast.

Support team
Virtual Cards

Your USD card,
from Ghana.

No bank required. Issue a USD virtual card in minutes, fund it via MoMo, and shop globally.

Request your card →
CINIVEST
VISA
4716 •••• •••• 3847
Card Holder
KWAME ASANTE
Expires
09 / 28
Issued in minutes
Apply, fund via MoMo, get details instantly.
Shop globally
Netflix, Spotify, Amazon, Google Ads & more.
Secure & controlled
Freeze, unfreeze, and set spend limits anytime.
Pricing

Simple, transparent pricing.

Pay only for what you use. No monthly fees, no hidden charges.

WhatsApp Message
GHS 0.15
per unique customer -12 hrs window
Airtime & Data
3%
commission per sale
MoMo Collection
2%
per transaction
Disbursement
GHS 2%
fee per payout

"SendPlus transformed how we reach our customers. What used to take hours now takes minutes — and our response rates are ten times better than SMS ever was."

KA
Kwame Asante
Business owner, Accra

Ready to grow
with Cinivest?

Join businesses across Ghana using our platforms to reach more customers and build better digital products.

Create a free account WhatsApp us

No credit card needed  ·  Quick setup  ·  WhatsApp: 0256 721 397